Aponar Apon Ghar Scheme in Assam 2020

Aponar Apun (Apon) Ghar Home Loan Subsidy Scheme in Assam 2020 [Application Form Online Portal, Eligibility, Amount, How to apply, Loan Calculator, Interest Rate]

The state government of Assam has launched a scheme called Aponar Apon Ghar that is a home loan scheme for the people of the state. The scheme will help the people to get their own home. The scheme was launched by the state finance department of Assam. The eligible people have to apply for the scheme online, and the article is going give you all the information related to the scheme.

Assam Aponar Apon Ghar Scheme 2020

Name of the schemeAssam Aponar Apon Ghar
Launched inAssam
Launched byFinance department of Assam
Official websiteassamfinanceloans.in
Target peoplePeople of Assam

Key features of the scheme

Objective of the scheme

The subsidy loan scheme will help the people to get money for building their own home.

Subsidy limit

As per the rule of the scheme the people of Assam will get 2.5 lakh rupees for loan amount of 40 lakh rupees.

Different subsidy limits

As per the loan scheme, people will get 1 lakh subsidy on 5 lakh to 10 lakhs rupees, 1.5 lakh rupees subsidy on 10 lakhs to 20 lakhs rupees loan and 2 lakh rupees subsidy on 20 lakhs to 30 lakhs rupees of loan amount.

Transfer of the subsidy

The subsidy amount will be directly debited to the beneficiary’s account.

Limitation of the scheme

The people who are going to purchase their 1st house and have not taken any loan from the same scheme, only they will get subsidy from the govt.

Interest of the loan

The scheme will provide 3.5% interest subsidy to the government employee if they take a loan of 15 lakh rupees for 20 years duration.

Eligibility criteria

Resident of the state

In order to apply for the loan the applicant has to be the domicile of the state.

Scheduled banks

In order to avail the benefit of the scheme the applicant has to draw loan from either Regional Rural Banks, or Assam Cooperative Apex bank in the state.

Family income

To avail the benefit of the scheme, the applicant’s income should not exceed 20 lakhs rupees.

Loan amount

The minimum housing loan has to be 5 lakh rupees that are taken after 1 April 2019.

Non Performing Assets

As per the rules, the loan account should not be under the Non Performing Assets.

Required documents

Domicile certificate

To apply for the scheme you need to show the domicile certificate.

Loan documents

You need to provide all the documents related to the loan so that you can fulfill the criteria.

Income certificate

As there is a limitation so you need to provide the income certificate of all the earning members in the family.

Pan card –

You need to have the PAN card number to apply for the subsidy.

How to apply for the scheme

  1. Step 1- You need to visit Assam Aponar Apon Ghar Scheme Portal for apply.

  2. Step 2- You will find an ‘Apply’ option on the home page and you need to click on it to start the procedure.

  3. Step 3- You will get an application form which you need to fill in with accurate information like your address, PAN number, etc.

  4. Step 4- After filling in you need to click on the ‘Save’ option to complete the process.

Due to the subsidy scheme it is believed that by 2022 all the people in the state will have their own house. The scheme is designed to help the people financially so that they can buy their first home in the state.

FAQ

Q: What is Aponar Apon Ghar Scheme?

Ans: It is a subsidy scheme on the borrowed money for home.

Q: What is the benefit of Aponar Apon Ghar Scheme?

Ans: The government will give subsidy on the loan for home.

Q: Who can get benefit of Aponar Apon Ghar Scheme?

Ans: Resident of Assam who is buying the 1st home.

Q: What is the official website of Aponar Apon Ghar Scheme?

Ans: https://assamfinanceloans.in/subsidy/welcome

Q: Where to contact for Aponar Apon Ghar Scheme?

Ans: You email at subsidyloanassam@gmail.com

Q: Is there any dead line for application under Aponar Apon Ghar Scheme?

Ans: NO

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